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 HomePolicy / Life Coverage Policies / 5 Times, 10 Times Koom Thawee[Multiple Coverage]

5 Times, 10 Times Koom Thawee [Multiple Coverage]

*** This information is only an example of the insurance benefit.

This is not part of the policy ***

 

These policies offer high life coverage with low-rate premium payments. The insureds can select 5 times and 10 times of life coverage with 10, 15, or 20-year policy periods (the issued age of insured is from 20-60 years of age). They can pay their premium annually, semiannually, quarterly or monthly. They will benefit from both money savings and life insurance coverage.

Exclusive Coverage

Presuming the insured is alive and well when the policy has matured
The insured will receive 100% plus approximated 20%* dividend of the sum insured.

In case of death during policy period
5 Times Koom Thawee: The beneficiary will receive 5 times of the sum insured.
10 Times Koom Thawee: The beneficiary will receive 10 times of the sum insured.
*The company guarantees a minimum dividend payment of 10% of the sum insured*

 

 

The best benefits offer

1) When the policy has matured

The insured will receive 100% of the sum insured plus approximated 20% dividend of the sum insured. A total of 120%

 

2) In case of death

5 Times Koom Thawee: The beneficiary will receive 5 times of the sum insured.

10 Times Koom Thawee: The beneficiary will receive 10 times of the sum insured.

 

Notice : The insureds can use premium payment for yearly personal income tax deduction but not exceeding 50,000 baht.

*** This information is only an example of the insurance benefit. This is not part of the policy ***

 

Riders

    "Waiver of premium due to disability(WPD)"

          This rider is beneficial for the insured with permanent disabilities insured. They will not have to pay their premium if they have permanent disability until the policy has matured.
    "Accidental death&Dismemberment coverage(AD&D)" and "Murder, Assault and Riot coverage(MA)" (click for more details)      

         This will cover accident insurance and attached policy, murder and riot
         The benefit covers death, loss of organ, medical expenses during recuperation, medical cost from accident, assault, war, revolution and riot.The coverage is proportionate with the sum insured.
    "Health insurance(HI)" (click for more details)

          The policy covers medical expenses such as; room, meals, medical care etc. which are stated in the policy for treatment of in-patient.
    "VIP health insurance(VIP)" (click for more details)

          This covers all actual medical expenses for each treatment which include in-patient and out-patient. And also cover daily medical care
    "Cash Plan(CP)" (click for more details)

         The policy cover daily medical care expenses for in-patient with a maximum coverage of 1,250 days per treatment (one-time treatment only) and illness or death by any of these 7 diseases such as; Aids, Cancer, Cirrhosis of liver, Polio, Muscular dystrophy, and Multiple Sclerosis.      
           The insureds will receive a lump sum that is 20 times more than the fixed daily medical care expenses, if the insured has been diagnosed to have or contracted any these deadly diseases.      
           The insured will also receive a lump sum that is 200 times more than the fixed daily medical care expenses, if the insured have succumbed to any of these deadly diseases.
    "Dread Disease& Term Life& Disability coverage(DD)" (click for more details)

         This will cover death, disabilities and deadly diseases
         The policy will cover death, disabilities, illness from these deadly diseases. They are Acute Myocardial infarction, Heart Valve Replacement, Stroke, Alzheimer’s disease, Cancer, Coronary Artery disease, Aorta Surgery, Primary Pulmonary Arterial Hypertension, State Chronic Renal failure, Major Organ Transplants and Acute Viral Hepatitis.
    "Waiver of Premium for Payer Benefit (WPP)" (click for more details)

          This will also cover premium payment
          The rider will cover minors. Their parents will pay their premium, if parents die, they will not have to pay for their premium until their policies have matured.

 

 


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