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 HomePolicy / Life Coverage Policies / Thana Sap 10/10, 15/15, 20/20, 25/25, 30/30

Thana Sap 10/10, 15/15, 20/20, 25/25, 30/30

*** This information is only an example of the insurance benefit. This is not part of the policy ***

 

These policies offer a low-rate premium payment with a selectable period coverage of 10,15,20,25 or 30 years. The insureds will benefit from both money savings and life insurance coverage.

Foreseeable benefits

Presuming the insured is alive and well when the policy has matured

The insureds will receive 100%

The insured will receive dividend approximately as follows

Thana Sap 10/10: approximately 10%* of the sum insured.
Thana Sap 15/15: approximately 10%* of the sum insured.
Thana Sap 20/20: approximately 15%* of the sum insured.
Thana Sap 25/25: approximately 15%** of the sum insured.
Thana Sap 30/30: approximately 15%** of the sum insured.

*The company guarantee minimum dividend payment of 5% of the sum insured.

** The company guarantee minimum dividend payment of 10% of the sum insured.



In case of death during policy

The beneficiary will receive either the coverage amount or surrender value, depending on which sum is more.

Rejoice Benefits

1) Presuming the insured is alive and well when the policy has matured

The insured will receive 100% plus dividend.


Notice : The amount insured includes 5% dividend of the sum insured.

2) In case of death during policy period

The beneficiary will receive either the coverage amount or surrender value, depending on which sum is more.


Notice : The insureds can use premium payment for yearly personal income tax deduction but not exceeding 50,000 baht.

*** This information is only an example of the insurance benefit. This is not part of the policy ***

Riders

    Waiver of premium due to disability(WPD)

          This rider is beneficial for the insured with permanent disabilities insured. They will not have to pay their premium if they have permanent disability until the policy has matured.
    Accidental death&Dismemberment coverage(AD&D) and Murder, Assault and Riot coverage(MA) (click for more details)      

         This will cover accident insurance and attached policy, murder and riot
         The benefit covers death, loss of organ, medical expenses during recuperation, medical cost from accident, assault, war, revolution and riot.The coverage is proportionate with the sum insured.
    Health insurance(HI) (click for more details)      

          The policy covers medical expenses such as; room, meals, medical care etc. which are stated in the policy for treatment of in-patient.
    VIP health insurance(VIP) (click for more details)      

          This covers all actual medical expenses for each treatment which include in-patient and out-patient. And also cover daily medical care .
    Cash Plan(CP) (click for more details)   
       
          The policy cover daily medical care expenses for in-patient with a maximum coverage of 1,250 days per treatment (one-time treatment only) and illness or death by any of these 7 diseases such as; Aids, Cancer, Cirrhosis of liver, Polio, Muscular dystrophy, and Multiple Sclerosis.

           The insureds will receive a lump sum that is 20 times more than the fixed daily medical care expenses, if the insured has been diagnosed to have or contracted any these deadly diseases.
           The insured will also receive a lump sum that is 200 times more than the fixed daily medical care expenses, if the insured have succumbed to any of these deadly diseases.
    Dread Disease& Term Life& Disability coverage(DD) (click for more details)

           This will cover death, disabilities and deadly diseases      
           The policy will cover death, disabilities, illness from these deadly diseases. They are Acute Myocardial infarction, Heart Valve Replacement, Stroke, Alzheimers disease, Cancer, Coronary Artery disease, Aorta Surgery, Primary Pulmonary Arterial Hypertension, State Chronic Renal failure, Major Organ Transplants and Acute Viral Hepatitis.
    Waiver of premium for payer benefit (WPP) (click for more details)

         This will also cover premium payment
         The rider will cover minors. Their parents will pay their premium, if parents die, they will not have to pay for their premium until their policies have matured.

 


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