** This information is only an example of the insurance benefit. This is not part of the policy**
 Sum benefit for retirement 1) Presuming the insured is alive and well
During policy period: The insureds will receive 2% annuities starting at the end of second year of the policy until the year before maturity.
When the policy has matured: The insureds will receive 100% of the sum insured plus approximately 20% dividend of the sum insured.
| Years ended |
2 |
3 |
4 |
5 |
6 |
7 |
At the age of 60 years. |
| The insured will receive yearly |
2% |
2% |
2% |
2% |
2% |
2% |
The insured will receive 100% plus approximated 20% dividend. The total is around 120% |
Notice
: The company guarantees a minimum dividend payment
of 10% of the sum insured to the insureds. |
In case of death
The beneficiary will receive either the coverage amount or surrender value, depending on which sum is more.
Notice : The insureds can use premium payment for yearly personal income tax deductible but not exceeding 50,000 baht.
** This information is only an example of the insurance benefit. This is not part of the policy**
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Riders
"Waiver of premium due to disability(WPD)"
This rider is beneficial for the insured with permanent disabilities insured. They will not have to pay their premium if they have permanent disability until the policy has matured.
"Accidental death&Dismemberment coverage(AD&D)" and "Murder, Assault and Riot coverage(MA)"
This will cover accident insurance and attached policy, murder and riot (click for more details)The benefit covers death, loss of organ, medical expenses during recuperation, medical cost from accident, assault, war, revolution and riot.The coverage is proportionate with the sum insured.
"Health insurance(HI)" (click for more details)
The policy covers medical expenses such as; room, meals, medical care etc. which are stated in the policy for treatment of in-patient.
"VIP health insurance(VIP)" (click for more details)
This covers all actual medical expenses for each treatment which include in-patient and out-patient. And also cover daily medical care.
"Cash Plan(CP)" (click for more details)
The policy cover daily medical care expenses for in-patient with a maximum coverage of 1,250 days per treatment (one-time treatment only) and illness or death by any of these 7 diseases such as; Aids, Cancer, Cirrhosis of liver, Polio, Muscular dystrophy, and Multiple Sclerosis.
The insureds will receive a lump sum that is 20 times more than the fixed daily medical care expenses, if the insured has been diagnosed to have or contracted any these deadly diseases.
The insured will also receive a lump sum that is 200 times more than the fixed daily medical care expenses, if the insured have succumbed to any of these deadly diseases.
"Dread Disease& Term Life& Disability coverage(DD)"
This will cover death, disabilities and deadly diseases (click for more details)The policy will cover death, disabilities, illness from these deadly diseases. They are Acute Myocardial infarction, Heart Valve Replacement, Stroke, Alzheimer's disease, Cancer, Coronary Artery disease, Aorta Surgery, Primary Pulmonary Arterial Hypertension, State Chronic Renal failure, Major Organ Transplants and Acute Viral Hepatitis.
"Term Rider" (click for more details)
This covers at most 5 times of sum insured in case of death.
"Waiver of premium for payer benefit (WPP)"
This will also cover premium payment (click for more details)The rider will cover minors. Their parents will pay their premium, if parents die, they will not have to pay for their premium until their policies have matured.
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