*** This information is only an example of the insurance benefit. This is not part of the policy***
 Worth-While Policy detailed summary
1) Presuming the insured is alive and well during policy period :
The insureds will
receive 10% of the sum insured at the end of every 4
years(4 times). A total of 40%. They will receive 110%
of the sum insured when the policy has matured plus
approximated 20% dividend. So the grand total is 170%
| Year end |
The insureds will receive (every 4 years, 4 times) |
| 4 |
10% |
| 8 |
10% |
| 12 |
10% |
| 16 |
10% |
| 20 |
100% |
Total 150% + 20 % dividend
The grand total is 170%
| Notice : The company guarantees a minimum payment of 10% dividend of the sum insured to the insureds. |
2) In case of death during policy period :
The beneficiary will receive either the coverage amount or surrender value, depending on which sum is more
Notice : The insureds can use premium payment for yearly personal income tax deduction
but not exceeding 50,000 baht.
** This information is only an example of the insurance benefit. This is not part of the policy** |
Riders
"Waiver of premium due to disability(WPD)"
This rider is
beneficial for the insured with permanent disabilities
insured. They will not have to pay their premium if
they have permanent disability until the policy has
matured.
"Accidental death&Dismemberment coverage(AD&D)" and "Murder, Assault and Riot coverage(MA)" (click
for more details)
This will cover
accident insurance and attached policy, murder and
riot
The benefit covers
death, loss of organ, medical expenses during recuperation,
medical cost from accident, assault, war, revolution
and riot.The coverage is proportionate with the sum
insured.
"Health insurance(HI)" (click for more details)
The policy covers
medical expenses such as; room, meals, medical care
etc. which are stated in the policy for treatment
of in-patient.
"VIP health insurance(VIP)" (click for more details)
This covers all
actual medical expenses for each treatment which include
in-patient and out-patient. And also cover daily medical
care.
"Cash Plan(CP)" (click
for more details)
The policy cover daily medical care expenses for in-patient with a maximum coverage of 1,250 days per treatment
and illness or death by any of these 7 diseases such as; Aids, Cancer, Cirrhosis of liver, Polio, Muscular dystrophy, and Multiple Sclerosis.
The insureds will receive a lump sum that is 20 times more than the fixed daily medical care expenses, if the insured has been diagnosed to have or contracted any these deadly disease
The insured will also receive a lump sum that is 200 times more than the fixed daily medical care expenses, if the insured have succumbed to any of these deadly diseases.
"Dread
Disease& Term Life& Disability coverage(DD)"
(click for more details)
This will cover
death, disabilities and deadly diseases The
policy will cover death, disabilities, illness from
these deadly diseases. They are Acute Myocardial infarction,
Heart Valve Replacement, Stroke, Alzheimer's disease,
Cancer, Coronary Artery disease, Aorta Surgery, Primary
Pulmonary Arterial Hypertension, State Chronic Renal
failure, Major Organ Transplants and Acute Viral Hepatitis.
"Waiver of premium for payer benefit (WPP)"
(click for more details)
This will also cover premium payment
The rider will cover minors. Their parents will pay their premium, if parents die, they will not have to pay for their premium until their policies have matured.
|
Sap
Thawee 150
Home