** This information is only an example of the insurance benefit. This is not part of the policy**
 Worth-While Policy detailed summary
1) Presuming the insured is alive and well during policy period
The insureds will receive 30% of the sum insured at the
end of every 4 years(4 times).A total of 120%. They will receive
280% of the sum insured when the policy has matured plus approximated
20% dividend. So the grand total is 420%
| Year end |
The insureds will
receive (every 4 years, 4 times) |
| 4 |
30% |
| 8 |
30% |
| 12 |
30% |
| 16 |
30% |
| 20 |
280% |
Total 400% + 20% dividend
The grand total is 420%
| Notice : The company
guarantees a minimum payment of dividend at 10% of
the sum insured to the insureds. |
2) In case of death during policy period
The beneficiary will
receive either the coverage amount or surrender value, depending
on which sum is more.
Notice : The insureds
can use premium payment for yearly personal income
tax deduction but not exceeding 50,000 baht.
***
This information is only an example of the insurance
benefit. This is not part of the policy*** |
Riders
"Waiver
of premium due to disability(WPD)"
This rider is beneficial
for the insured with permanent disabilities insured. They
will not have to pay their premium if they have permanent
disability until the policy has matured.
"Accidental death&Dismemberment coverage(AD&D)" and "Murder, Assault and Riot coverage(MA)" (click
for more details)
This will cover accident
insurance and attached policy, murder and riot
The benefit covers death,
loss of organ, medical expenses during recuperation, medical
cost from accident, assault, war, revolution and riot.The
coverage is proportionate with the sum insured.
"Health insurance(HI)" (click for more details)
The policy covers medical
expenses such as; room, meals, medical care etc. which are
stated in the policy for treatment of in-patient.
"VIP
health insurance(VIP)" (click for more details)
This covers all actual
medical expenses for each treatment which include in-patient
and out-patient. And also cover daily medical care.
"Cash Plan(CP)" (click for more details)
The policy cover daily
medical care expenses for in-patient with a maximum coverage
of 1,250 days per treatment (one-time treatment only) and
illness or death by any of these 7 diseases such as; Aids,
Cancer, Cirrhosis of liver, Polio, Muscular dystrophy, and
Multiple Sclerosis.
The
insureds will receive a lump sum that is 20 times more than
the fixed daily medical care expenses, if the insured has
been diagnosed to have or contracted any these deadly diseases.
The
insured will also receive a lump sum that is 200 times more
than the fixed daily medical care expenses, if the insured
have succumbed to any of these deadly diseases.
"Dread
Disease& Term Life& Disability coverage(DD)" (click for more details)
This will cover death,
disabilities and deadly diseases
The policy will cover
death, disabilities, illness from these deadly diseases.
They are Acute Myocardial infarction, Heart Valve Replacement,
Stroke, Alzheimer's disease, Cancer, Coronary Artery disease,
Aorta Surgery, Primary Pulmonary Arterial Hypertension,
State Chronic Renal failure, Major Organ Transplants and
Acute Viral Hepatitis.
"Waiver
of Premium for Payer Benefit (WPP)" (click for more details)
This will also cover
premium payment
The rider will cover
minors. Their parents will pay their premium, if parents
die, they will not have to pay for their premium until their
policies have matured.
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