 Main Menu |
|
|
|
Related Link
|
|
|
|
|
|
|
 Sap
Thawee 470
|
** This information is only an example of the insurance benefit. This is not part of the policy**
 Double Benefit
1) Presuming the insured is alive and well during policy period
: The insureds will receive 5% of the sum insured at the end of every 3 years (7 times).
A total of 35%.
: They will receive approximately 30%* dividend of the sum insured when the final premium payment is due at the end of the 21st year
: They will receive 10% in cash of the sum insured yearly from 22nd - 42nd (21times).
A total of 210%.When the policy has matured, the insureds will receive 200% of the
sum insured. The grand total is approximately 470 - 475 %.
*The insured will receive 30% dividend at the end of the 21st year. The company guarantees a minimum dividend payment of 25% of the sum insured.
2)In case of death during policy period
: From 1st - 21st years, the insureds will receive the amount coverage plus extra coverage of 5% continuously increased yearly of the sum Insured (20 times). The total of 100%.
: From 22nd - 42nd years, the insured will receive 200%
of the sum insured. If the cash value is more than the amount
insured, the company will select the cash value to pay the
insureds.
Example
Notice :The
insureds can use premium payment for yearly personal
income tax deduction but not exceeding 50,000 baht.
*** This information is only an
example of the insurance benefit. This is not part
of the policy*** |
Riders
"Waiver
of premium due to disability(WPD)"
This rider is beneficial
for the insured with permanent disabilities insured. They
will not have to pay their premium if they have permanent
disability until the policy has matured.
"Accidental death&Dismemberment coverage(AD&D)" and "Murder, Assault and Riot coverage(MA)" (click
for more details)
This will cover accident
insurance and attached policy, murder and riot
The benefit covers death,
loss of organ, medical expenses during recuperation, medical
cost from accident, assault, war, revolution and riot. The
coverage is proportionate with the sum insured.
"Health insurance(HI)" (click for more details)
The policy covers medical
expenses such as; room, meals, medical care etc. which are
stated in the policy for treatment of in-patient.
"VIP health insurance(VIP)" (click for more details)
This covers all actual
medical expenses for each treatment which include in-patient
and out-patient. And also cover daily medical care.
"Cash Plan(CP)" (click for more details)
The policy cover daily
medical care expenses for in-patient with a maximum coverage
of 1,250 days per treatment (one-time treatment only) and
illness or death by any of these 7 diseases such as; Aids,
Cancer, Cirrhosis of liver, Polio, Muscular dystrophy, and
Multiple Sclerosis.
The
insureds will receive a lump sum that is 20 times more than
the fixed daily medical care expenses, if the insured has
been diagnosed to have or contracted any these deadly diseases.
The
insured will also receive a lump sum that is 200 times more
than the fixed daily medical care expenses, if the insured
have succumbed to any of these deadly diseases.
"Dread Disease& Term Life& Disability coverage(DD)" (click for more details)
This will cover death,
disabilities and deadly diseases
The policy will cover
death, disabilities, illness from these deadly diseases.
They are Acute Myocardial infarction, Heart Valve Replacement,
Stroke, Alzheimer's disease, Cancer, Coronary Artery disease,
Aorta Surgery, Primary Pulmonary Arterial Hypertension,
State Chronic Renal failure, Major Organ Transplants and
Acute Viral Hepatitis.
"Waiver
of Premium for Payer Benefit (WPP)" (click for more details)
This will also cover
premium payment (click for more details) The rider will
cover minors. Their parents will pay their premium, if parents
die, they will not have to pay for their premium until their
policies have matured.
|
|
|
|
Home