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Perm Sin

*** This information is only an example of the insurance benefit. This is not part of the policy ***

 

This is an industrial insurance policy which offers coverage perfectly suited for monthly pay premiums. This is available for 15 and 20-year policy periods. The insureds will be covered on both life and accidental insurance with accumulative saving for their lives and families.

 

Perfect Benefit

Presuming the insured is alive and well when the policy has matured

The insureds will recieve 200% plus dividend approximated 10%* of the sum insured.

In case of death during policy period

Death by natural causes or accidental death within 5 years after the policy is been issued. The beneficiary will be paid 100% of the sum insured.

Death by natural cause or accidental death more than 5 years after the policy has been issued. The beneficiary will recieve 200% of the sum insured.

Condition : If the insureds have died by natural cause within 180 days after the policy has been issued or after the final reinstatement date, the company will be responsible for the premium received only.

Compensatory payment for accident

In case of death: The beneficiary will recieve 2 times of the sum insured.

If the insureds have suffered from loss or damage of more than 2 multiple body parts eye, hand and foot.

If the insureds have lost only one eye, hand or foot, they will recieve 1.2 times of the sum insured.

Detailed benefit for this policy

Presuming the insured is alive and well when the policy has matured

The insureds will recieve 200% plus dividend approximated 10%* of the sum insured. A total of 210%.



*The company will pay the approximated dividends due to the company’s performance.

In case of death during policy period

Compensatory payment for accident

Example

Extra coverage

Coverage for children
If both the insureds are parents, the policy will cover 1 child whose age is between 5-15 years old. And if the child has died, the company will pay them the same amount they have paid for premium for 6 months.

Coverage for the disabled
If the insureds are permanently disabled, the company will exempt their premium until maturity.

Notice: The insureds can use premium payement for yearly personal income tax deduction but not exceeding 50,000 baht.

 


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