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Personal Accident Insurance


***This information is only an example of the insurance benefit. This is not part of the policy***      

      This is an annual term insurance that provides 24 hours coverage all over the world. It covers medical expenses up to 200,000 baht without the need of submitting medical evidence of insurability. There are 3 types of policy


P.A. Classic Care
      From Occupation Classes 1 to 3:
                 issued age of 1month old to 75 years of age

P.A. Special Care

      For Occupation Classes 1 and 2:
                 issued age of insured is from 25-60 years of age.

P.A. Bone Care


     From Occupation Classes 1 to 3: issued age of 1month old to 75 years of age

     * This is a 1-year coverage policy. The insured can renew the policy year by year.

Detailed coverage

1) Death, organ loss and total permanent disability.
2) Income losses weekly for total temporary disability.
3) Medical expenses for accident.
4) Bone fractures, burns, scorching
    (depends on policies coverage.)


 Coverage plan for personal accident

     P.A. Classic Care: For occupation classes 1 to 3 this covers death, organ loss, and total permanent disability that has resulted from an accident, driving , murder or assault. The policy also covers medical expenses coverage from 8,000 up to 80,000 baht.

Occupation class 1

* Notice Unit : Baht

Occupation class 2

* Notice Unit : Baht

Occupation class 3

* Notice Unit : Baht

     P.A Special Care: For occupation classes 1 to 2 this covers death, organ loss and total permanent disability that has resulted from an accident, driving ,murder or assault. The policy offers medical expenses coverage from 100,000 up to 200,000 baht. In case of total temporary disability, the company will pay the insured a weekly compensation to from 2,000 to 6,000 baht.

Occupation class 1, 2


* Notice Unit : Baht

     P.A. Bone Care: For occupation classes 1 to 3 .This covers death , organ loss and total permanent disability that has resulted from an accident , driving , murder or assault. This policy also offers coverage for bone fractures, burns and scorching. The company will pay for medical expenses coverage 10,000 up to 70,000 baht.

Occupation class 1, 2

* Notice Unit : Baht

Occupation class 3


* Notice Unit : Baht

 The example of the benefit.



 Bone Fracture Coverage



 

 Occupational classification for Personal accident


- Occupation class 1 Office or home werkers such as managers , goldsmith' owners , instructors , writers , judges , attorney generals ,typists, bank employees and clerks.
- Occupation class 2 People who sometimes work outdoors such as engineers, doctors, nurses, building contractors, artists, musicians, make up designers.
- Occupation class 3 People who work outdoors most of the time such as public drivers, labors, chemists, pharmacists, sales staff.


Free extra coverage for policy continuation


      
The insured will receive more coverage in case of death, organ loss and total permanent disability with a 5% increase yearly of the sum insured within the first 5 years of policy continuation (Starting from the second year of the policy to the sixth year, without any additional payment for premium)

 The insureds ID cards for personal accident
      The insureds can identify themselves for medical treatment with their policy coverage at 140 network hospitals all over the country without advance payment.

Road Side Services & Hotel Network

      In case of emergency and for special hotel rate reservation. The insureds can call 02-614-2666 a 24- hour hotline.

The services provide: Coordination for

       Tow truck service
       Car repairs service
       Assist in providing alternative transportation during vehicle repairs
       Free ! 1 night at hotel during car repairs service
       Car rental for the insureds
       Vehicle key replacement
       Notifying police when car has broken down on the road
       Hotel reservation with special discounted rates

 

 

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