Bumnan

** This information is only an example of the insurance benefit. This is not part of the policy**

This is a pension policy that increases the value of retirement. The insureds can pay their premium yearly, half yearly, quarterly or monthly until they are 60 years old. Furthermore, this policy offers coverage until the age of 99 (the issued age of insured is from 20 to 50 years). The insureds will have a beneficial pension fund, a medical fund and life insurance coverage. Worth-While benefit beyond imagination      Presuming the insured is alive and well until the age of 60: The insureds will receive 2% of the coverage amount multiplied by the period of premium payment. The insureds will receive 10% pension of the sum insured yearly until they are 99 years old. Between the ages of 60-70 year, the insureds will receive a yearly medical fund but not over 10% of the coverage amount.

If they do not use their medical fund in any of the years, the fund will be added on to medical fund for the next coming year. When they are 70 years old and part of their fund has never been used, the company will pay these funds plus 10% of the rest of the fund to them.      In case of death during policy: Death before 60 years of age: The beneficiary will be paid either the coverage amount or surrender value, depending on which sum is more. Death after 60 years old: The beneficiary will receive a cash surrender value plus the rest of the medical fund. Dividend Presuming the insureds are alive and well until the age of 60, the company will notify them in advance in order to pay dividend.

This is an excellent and irresistible benefit

1) Presuming the insured is alive and well at the age of 60:

2) The insureds will be covered until death.

Riders

 "Waiver of premium due to disability(WPD)"

      This rider is beneficial for the insured with permanent disabilities insured. They will not have to pay their premium if they have permanent disability until the policy has matured.

 "Accidental death&Dismemberment coverage(AD&D)" and "Murder, Assault and Riot coverage(MA)" (click for more details)

     This will cover accident insurance and attached policy, murder and riot
     The benefit covers death, loss of organ, medical expenses during recuperation, medical cost from accident, assault, war, revolution and riot.The coverage is proportionate with the sum insured.

 "Health insurance(HI)"  (click for more details) 


The policy covers medical expenses such as; room, meals, medical care etc. which are stated in the policy for treatment of in-patient.

 "VIP health insurance(VIP)" (click for more details)

     This covers all actual medical expenses for each treatment which include in-patient and out-patient. And also cover daily medical care

 "Cash Plan(CP)"  (click for more details) 

     The policy cover daily medical care expenses for in-patient with a maximum coverage of 1,250 days per treatment (one-time treatment only) and illness or death by any of these 7 diseases such as; Aids, Cancer, Cirrhosis of liver, Polio, Muscular dystrophy, and Multiple Sclerosis.

      The insureds will receive a lump sum that is 20 times more than the fixed daily medical care expenses, if the insured has been diagnosed to have or contracted any these deadly diseases.
      The insured will also receive a lump sum that is 200 times more than the fixed daily medical care expenses, if the insured have succumbed to any of these deadly diseases.

 "Dread Disease& Term Life& Disability coverage(DD)" (click for more details) 

     This will cover death, disabilities and deadly diseases The policy will cover death, disabilities, illness from these deadly diseases. They are Acute Myocardial infarction, Heart Valve Replacement, Stroke, Alzheimer's disease, Cancer, Coronary Artery disease, Aorta Surgery, Primary Pulmonary Arterial Hypertension, State Chronic Renal failure, Major Organ Transplants and Acute Viral Hepatitis.