Riders

Accidental death&Dismemberment coverage(AD&D) and Murder, Assault and Riot coverage(MA) These riders cover death, loss of organ, medical expenses during recuperation, medical cost from accident, being assaulted deliberately, war, revolution and riot. The coverage is proportionate with the sum insured as the policy is stated. Health Insurance (HI) This rider covers medical expenses such as room, meals, medical care etc. which are stated in the policy as an in-patient. VIP health insurance (VIP) This covers all actual medical expenses for each treatment which include in-patient and out-patient. And also cover daily medical care (more details). Cash Plan (CP)  In case of in-patient with maximum coverage of 1,250 days per treatment and illness or death by these 7 diseases such as Aids, Cancer, Cirrhosis of liver, Polio, Muscular dystrophy, and Multiple Sclerosis. Dread Diseases& Term Life& Disability coverage(DD) This will cover death, disabilities and deadly diseases. There are 11 deadly diseases such as Acute Myocardial infarction, Heart Valve Replacement, Stroke, Alzheimer’s disease, Cancer, Coronary Artery disease, Aorta Surgery, Primary Pulmonary Arterial Hypertension, State Chronic Renal failure, Major Organ Transplants and Fulminant Viral Hepatitis. Term Life Coverage (TL) These provisional riders will cover 5 times more than the sum insured in case of death. Waiver of Premium for Payer Benefit (WPP) The policy will cover juveniles of insureds when parents who pay their premium die. They will not pay for their premium until their policies are terminated. Dread Diseases & Term Life & Disability coverage (44 disease) (DD.44)