Condition
1. Age of insured: 20-50 years of age
2. Covering period and premium payment period are the
shortest period of :
2.1 Life insurance coverage period.
2.2 Premium payment period.
2.3 60 years minus the age of insured
2.4 19 years period
3. The insureds must buy it with life insurance.
4. They can buy DD up to 1,000,000 baht
Benefit
The policy covers death, permanent disability and deadly
diseases (11 diseases) as follows:
-Acute Myocardial infarction
-Heart Valve Replacement
-Stroke
-Alzheimer’s disease,
-Cancer,
-Coronary Artery disease,
-Aorta Surgery,
-Primary Pulmonary Arterial Hypertension,
-State Chronic Renal failure,
-Major Organ Transplants
-Fulminant Viral Hepatitis.
The company will pay case by case. When the company
has already paid for each case, the policy will be terminated.
Dread Diseases& Term Life& Disability coverage
(44 disease) (DD.44)Condition
1. Age of insured : 20-50 years of age
2. Coverage period and premium payment period are the
shortest period among:
2.1 Policy coverage period
2.2 Premium payment period
2.3 69 years minus the age of insured
2.4 10 year-period
3. The insureds must buy this rider with life insurance
4. The insureds can not buy this rider more than the
sum insureds and coverage period must equal payment
period
5. The insureds can not buy DD.44 and DD. In the same
policy. They must choose one of them
6. The insureds can buy this policy up to 2,000,000
baht (In case of the insureds have more than 1 policy;
they can buy both DD.and DD.44 for each policy but not
over 2,000,000 baht).
Benefit
The company will
pay the coverage as follows:
1. Death
2. Total permanent disability
3. Ill by deadly diseases as shown in the table. The
company will pay for each case and the policy will be
terminated automatically.
Notice
(Benefit for DD.44)
1.If the insureds have been ill with more than 1 deadly
disease, the company will pay for only one disease.
2. When the company pays the coverage the policy will
be terminated automatically
The company will pay 50% of the sum insured for these
diseases as follows.
1. Cerebral Aneurysm Requiring Brain Surgery the company
will pay the coverage not exceeding 500,000 baht.
2. Rheumatic Fever with Heart Involvement.
3. Kawasaki Disease with Heart Complication
4. Diabetes Mellitus
5. Acquired Hydrocephalus Requiring An External Shunt
The company will cover as the policy coverage on deadly
diseases for 2,3,4,5 diseases at the first time diagnosed
before the insureds have reached 17 years of age only.
44 Deadly disease coverage Table shown
44 deadly coverage
1. Malignant Neoplasm
2.Liver Failure
3. Fulminant Viral Hepatitis Virus
4. Chronic Relapsing Pancreatitis
5. Aplastic Anaemia
6. Systemetic Lupus Erythematosus
7. Alzheimer’s disease
8. Multiple Sclerosis
9. Loss of Speech
10. Motor Neurone Disease
11. Persistent Vegetative State or Apallic Syndrome
12. Multiple Root Avulsions of Brachial Plexus
13. Parkinson’s disease
14. Total Deafness
15. Bacterial Meningitis
16. Viral Encephalitis
17.Acquired Hydrocephalus Requiring An External Shunt
18. Primary Pulmonary Arterial Hypertension
19. End Stage Lung Disease
20. Stroke
21. Stroke Requiring Carotid Endarterectomy
22. Cerebral Aneurysm Requiring Brain Surgery
23.Acute Valve Replacement Surgery
24. Heart Valve Replacement Surgery
25. Coronary Artery Surgery
26. Rheumatic Fever with Heart Involvement
27. Kawasaki Disease with Heart Complication
28. Cardiomyopathy
29. Benign Brain Tumor
30. Severe Ulcerative or Crohn’s Disease
31. Aorta Surgery
32. Necrotizing Faschtis or Gangrene
33 Major Organ Transplant
34. Chronic Renal Failurf
35. Diabetes Mellitus
36. Poliomyelitis
37. Muscular Dystrophy
38. Burns
39. Coma
40. Elephantiasis
41. Severe Rheumatoid Arthritis
42. Loss of Independent Living
43. Surgery for Idiopathic Scoliosis
44. Major Head Injury
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Dread Diseases& Term Life& Disability coverage(DD)
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